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CAMbens Gym is a salary exchange scheme that provides eligible employees with the opportunity to sign up to annual Fitness, Strength and Conditioning Club membership at the new state-of-the-art University of Cambridge Sports Centre situated at West Cambridge.

The scheme offers employees cost effective gym membership, as the salary exchange arrangement provides Tax and National Insurance savings in addition to the discounted annual membership rates.

There are three membership tiers available to choose from depending on your own personal preferences (for full details please see the eligibility and membership section).

An example of how you can achieve savings is shown below (based on the highest membership tier providing the greatest level of access to facilities—Blue):





Annual 20% Taxpayer 40% Taxpayer 45% Taxpayer
Non-employee membership cost £588 £588 £588
Employee membership cost
(Salary Exchange Amount)
£480 £480 £480
Tax and NI saved £147 £202 £226
Total net cost to employee £333 £278 £254
  • The tax saved and NI saved is calculated by multiplying the Salary Exchange amount by the sum of the tax and NI that would otherwise have been paid to HMRC. Contracted out NI rates of 2% for 40% and 45% taxpayers and 10.46% for 20% taxpayers are used in the calculation, i.e for a 45% taxpayer the salary exchange amount is multiplied by 47%, for a 40% taxpayer it is multiplied by 42% and for a 20% taxpayer it is multiplied by 30.6%.

  • Please note that if the CAMbens salary exchange brings your salary below the level for which you are required to pay NI/tax, the savings you make under this scheme will not be as high as illustrated (because you will not be making a tax/NI saving on the monthly charges).